
💼 Trends
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Trend #1: Roomless
34% YoY Growth

Buying a home has never made less financial sense. Roomless offers an alternative: Medium-to-long-term rentals offered via an AirBnB-like platform, catering to those interested in less commitment than a 6-12-month lease but more than a week-long vacation. With the rise in remote work and digital nomadism, more people are interested in flexible housing arrangements. Other platforms include Blueground & AirBnB’s new “extended stay” features.
Trend #2: Assumable loan
158% YoY Growth

An assumable loan/mortgage allows the buyer to purchase a home by taking over the seller's mortgage loan. One reason buyers decide to buy a home with an assumable mortgage is to take advantage of financing with a lower interest rate if rates have risen since the seller originally purchased the home. In today’s high-interest rate environment, buyers are likely looking to secure lower rates. Unfortunately, most conventional mortgages are not assumable, and there may also be increased financial risks involved.
Trend #3: Smart Ownership
30% YoY Growth

Smart ownership is an approach to real estate investing in which investors purchase property shares rather than the entire piece. Smart ownership may allow investors to diversify their real estate portfolio and access higher-end properties that they otherwise could not afford. In addition, equity in these properties is often more liquid. This trend is almost entirely driven by India, where the company ALYF offers smart ownership of luxury holiday homes. Investors purchase a share of the home and, in exchange, are allowed a certain number of days to visit it each year.